Phoenix Hard Money for Fix & Flip Investors

Cactus Capital is a Phoenix private lender. This page is for investors buying a Phoenix 1–4 unit to rehab and sell. Shop is here. Book is nationwide.

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WHO IT’S FOR

Investor borrowers. Local operators and out-of-state buyers on Phoenix inventory. First-time flippers can apply. Experience, credit, and the file set leverage.

Business purpose only. Not a home loan.

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HOW CACTUS FUNDS PHOENIX FIX & FLIP

Mark Gowlovech. 15+ years. Acquisition at closing. Rehab holdback released as draws. Same Fix & Flip program we use nationwide — not a separate Phoenix product.

Full program terms: https://www.cactus-capital.com/fix-flip

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LTC / ARV

Up to 92.50% total LTC / 75% ARV. We do not publish a rate sheet.

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INSTANT QUOTE

https://www.cactus-capital.com/quote  sizes the file. Not a commitment. No rate.

Call (602) 922-3496 or email mark@cactus-capital.com.

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RECENTLY FUNDED — PHOENIX FIX & FLIP

Loan $260,600

Purchase $245,000

Rehab $40,100

We also fund across the Valley and nationwide. Full cards: https://www.cactus-capital.com/recently-funded

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CACTUS CAPITAL

14050 N 83rd Ave Suite 290

Peoria, AZ 85381

Phone: (602) 922-3496

Email: mark@cactus-capital.com

NMLS 1575944 · AZMB 0941439

Mark Gowlovech

Contact: https://www.cactus-capital.com/contact

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FAQS

Do you only lend in Phoenix?

No. Phoenix is home base. We lend nationwide. This page is for Phoenix Fix & Flip files.

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Can an out-of-state investor buy a Phoenix flip with Cactus?

Yes. Business-purpose 1–4 unit. Entity docs if you’re in an LLC. Send the contract or run Instant Quote.

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How fast does a Phoenix file close?

Depends on the file — title, insurance, and what we still need from you. Instant Quote is not a close date. We do not publish an hours-to-fund number.

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Instant Quote vs a commitment?

Instant Quote sizes LTC and ARV on the numbers you enter. Not a commitment and not a rate. A commitment is a term sheet on a real file. Call (602) 922-3496 or email mark@cactus-capital.com.