Multifamily Loans Nationwide
Loans on multifamily. 2 to 100+ units. Flip it, or keep it as a rental. Business purpose only, not a home loan. We lend nationwide. Phoenix is home base.
Short-term when you’re buying, rehabbing, or bridging. Interest-only, balloon at the end. Typical terms 12, 18, or 24 months. Some files include rehab with draws.
If the exit is a longer rental loan, that’s a separate product. See our rental / DSCR page. 1–4 unit flips can also go through Fix & Flip.
Not owner-occupied. This program does not fund mobile homes, co-ops, or rural/ag. Mixed-use and heavier commercial sit on our commercial page.
First-time investors are eligible. Experience, credit, and the deal set terms. We do not publish a rate sheet here. Ask for a quote on the file.
Call (602) 922-3496 or email mark@cactus-capital.com.
WHAT YOU NEED TO APPLY
1
App
2
Property Details
3
Purchase Contract
4
Rehab Budget
5
Pictures
6
Past Experience
FAQ
Is this a personal mortgage? No. Business-purpose investment property only.
Do you do both flip and rental on multifamily? Yes. Short-term to buy or rehab. Rental is the longer takeout.
Can a first-time investor apply? Yes. Terms depend on credit and the deal.
Do you lend outside Arizona? Yes. Nationwide. Shop is in Phoenix.
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Profit & Loss
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Rent Rolls