Scottsdale Hard Money for Fix & Flip Investors
Cactus Capital funds Scottsdale Fix & Flip from a Phoenix shop. This page is for investors buying a Scottsdale 1–4 unit to rehab and sell. We lend nationwide. Phoenix is home base.
WHO IT’S FOR
Investor borrowers on Scottsdale inventory — local and out-of-state. Purchase prices here often run higher than a lot of Valley product. Same program. Same leverage cap. Business purpose only. Not a home loan.
HOW CACTUS FUNDS
Mark Gowlovech. 15+ years. Acquisition at closing. Rehab holdback released as draws. There is no Scottsdale branch or separate Scottsdale product.
Full program terms: https://www.cactus-capital.com/fix-flip
LTC / ARV
Up to 92.50% total LTC / 75% ARV. We do not publish a rate sheet.
INSTANT QUOTE
https://www.cactus-capital.com/quote — sizes the file. Not a commitment. No rate.
Call (602) 922-3496 or email mark@cactus-capital.com.
RECENTLY FUNDED — SCOTTSDALE
Fix & Flip: Loan $875,000; Purchase $820,000; Rehab $140,000.
Fix & Flip: Loan $869,000; Purchase $822,500; Rehab $131,000.
Full cards: https://www.cactus-capital.com/recently-funded
CACTUS CAPITAL
14050 N 83rd Ave Suite 290, Peoria, AZ 85381
Phone: (602) 922-3496 | Email: mark@cactus-capital.com
NMLS 1575944 · AZMB 0941439 | Mark Gowlovech
Contact: https://www.cactus-capital.com/contact
FREQUENTLY ASKED QUESTIONS
Do you only lend in Scottsdale?
No. Phoenix is home base. We lend nationwide and across the Valley.
Can an out-of-state investor buy in Scottsdale with Cactus?
Yes. Business-purpose 1–4 unit. Entity docs if you’re in an LLC. Send the contract or run Instant Quote.
Scottsdale tickets run larger. Do you fund purchase plus rehab?
Yes. Two recent Scottsdale files had purchases in the low $820s with six-figure rehab holdbacks. Cap is still 92.50% total LTC / 75% ARV. We size the file.
Instant Quote vs a term sheet?
Instant Quote is a calculator, not a commitment or rate. A term sheet is written on a real file — contract, budget, credit, entity. Call (602) 922-3496 or email mark@cactus-capital.com.
Phoenix page: https://www.cactus-capital.com/hard-money-loans-phoenix